What must a seller's agent disclose to a buyer customer?

A seller's agent has a responsibility to act in the best interest of the seller while maintaining a certain level of transparency with potential buyers. The correct answer emphasizes the importance of disclosing any material defects related to the property—information that could significantly affect a buyer's decision.

Material defects are defined as issues that could potentially impact the value or desirability of the property. This includes problems with the structure, systems, and any other aspects that could influence a buyer's perspective on the property's condition. Under real estate laws, a seller's agent must ensure that buyers are informed of these material defects, as failing to do so could lead to liability for nondisclosure.

When it comes to the other options, they either involve information that the seller's agent is not obligated to disclose or do not constitute material defects. While the agent might have insight into the seller’s financial situation or the tragic history of the property, such details do not necessarily fall under the agent's duty to disclose material defects. The focus is on ensuring the buyer is aware of tangible issues that could influence their purchase decision, thereby maintaining ethical standards in the transaction process.